If you’re looking for a way to get the latest smartphone but haven’t saved up for that yet, EMI loans are a great way to get it immediately on a low budget. It acts as an option to buy now and pay later. You can do this efficiently on a low budget using a website like ZestMoney without a credit or a debit card and at zero down payment.
ZestMoney EMI can be used at multiple websites wherever you find the product of your choice on a low budget like Amazon, MI, MI Home Store, Flipkart, Croma, and PayTM.
Creating an account on such websites is extremely easy online. It assigns a credit limit to you which you can use to buy anything, even the latest smartphone of your choice at a NoCost low budget.
Here are a few reasons you should consider buying a mobile on an EMI loan:
- Budget-Friendly, in terms of not having to utilize your existing savings but keep your budget constant.
- Affordability, since you don’t have to pay the full cost at a lump sum.
- NoCost EMI resulting in extra savings’
Here’s how you can effectively avail of mobile on EMI loan:
- Sign up for a credit limit on any website like ZestMoney by verifying your mobile number.
- Activate your credit limit on the website by submitting your KYC documents like your aadhaar card.
- Make a choice based on your preferred partner to buy a mobile phone on EMI, such as Amazon, Flipkart, or 1000+ merchant partners affiliated with the particular website.
- Select that website’s EMI as your preferred method of payment at your preferred partner. You may also select the particular website’s EMI plan according to your preference to continue further.
- After the EMI approval, you will receive your product of choice or mobile on EMI shipped to you directly by your preferred partner.
“Buy now, pay later” will come in very handy whether you prefer purchasing the latest smartphone or any product of your choice. You can also check out the best phones under 20000
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